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    Texas Flood Insurance Rates Secure Site Certificate  
 

Texas Flood Insurance Rates are easy to figure if your property is not in a flood plain.  A flood plain is an area that is likely to flood with some regularity based on the elevation in relation to nearby water. If you are not in a high-risk flood plain, the rates for Texas Flood Insurance are fixed by the government and they are surprisingly low.  Coverage is available for "Contents Only" or for the "Building and its Contents".  Just check the charts below for your rate.

 
 
Contents Only Flood Rates
Coverage Coverage Yearly Premium

$8,000

$58.00

$12,000

$80.00

$20,000

$113.00

$30,000

$130.00

$40,000

$147.00

$50,000

$164.00

$60,000

$181.00

$80,000

$201.00

$100,000

$221.00

 
Building and Contents Flood Rates
Building Coverage Contents Coverage Yearly Premium
$20,000 $8,000 $119.00
$30,000 $12,000 $148.00
$50,000 $20,000 $196.00
$75,000 $30,000 $230.00
$100,000 $40,000 $257.00
$125,000 $50,000 $277.00
$150,000 $60,000 $296.00
$200,000 $80,000 $326.00
$250,000 $100,000 $348.00
 
  Flood Insurance in Texas is sourced through a federal government program from FEMA. It covers many losses caused by rising water.  Damage from rising water is not normally covered by Texas Home Insurnace policies.   
  Click Here to get a Flood Quote  
   
     
     
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